Auto insurance issue [ #1331] |
, 26 2018 13:46  |
kevinmanuel : 13 : 2018 |
Junior Member |
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Hi,
My car's insurance w/ Allstate expires 11/20/2017. I'm trying to switch to Progressive (getting off parent's insurance and adding to my wife's insurance.
Here is my issue:
When I added my car to Progressive, I had no issues. Then when I tried to add myself as a driver, their record advised that I was involved in an at-fault accident earlier this yr and that I filed a claim last year. Upon research, I found out the at-fault accident was a minor accident by my father and the claim was a windshield replacement from me
Somehow, his at-fault accident became attached to my name because we are under the same insurance and both of our names are on all vehicles that we own. I was not even aware of this accident until now. As for the windshield replacement, I was told that I'm allowed to get x2 windshield replacement per yr in FL with a full-comprehensive coverage. Doing this claim never raised our current insurance but now it is being counted against me as I'm trying to go w/ a new insurance company.
Anyhow, I need to dispute the accident (windshield claim isn't as big of a deal, I don't think), but their timeline is going to last after my expiration date. I have to go through some "CLUE Nexislexis" thrid-party record company to dispute it and all.
Right now, I've scheduled to add my vehicle to the new insurance as it won't have negative affect on me. But I have not added myself as a driver because I don't agree with their record. What are my best course of action?
Any help will be apprecited.
I didn't find the right solution from the Internet.
References:
https://www.bogleheads.org/forum/viewtopic.php?t=231451
Creative video production company
Thank you.
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